What is considered a good credit score?

On the common 300 to 850 scale, scores in the low-to-mid 600s are often considered fair, the high 600s through the 730s are generally viewed as good, the 740s and up as very good, and 800 and above as excellent. Exact cutoffs vary by lender and scoring model. A higher score usually means easier approvals and better rates, but the specific number a lender wants depends on the product and their own criteria.